As a salaried worker, you must monitor your PF account. Money under PF is invested for your long-term benefit, but it is also one of the best investments. At times, the question may crop up as to whether the company is right in depositing your PF money, interest amount being added to your account, or what happened to some old PF accounts? It is now easy to find answers to all these questions.
Today, checking PF balance has become easier than ever. There is no way you would have to check your balance by visiting any offices. All these can be done by means of a missed call, an SMS, or a mobile app in a matter of a few minutes. So let us explain the different ways to check your PF balance with ease.
Ways To Check PF Balance
Given below are some simple ways to check PF account balance:
1. Check PF balance with Missed Call
If your UAN number is being linked to your registered mobile number, just a missed call to 9966044425 would allow you to check your PF balance. An SMS would then be sent immediately to your mobile, conveying the complete details of your PF account balance, interest, and contribution. Such a simple method is also very quick to employ and requires no cost to visit any website or app.
2. Balance Check via SMS
If the missed call method is not your cup of tea, then you can go ahead with the SMS option. Just sending one SMS works to check the balance. The message should be sent from the registered mobile number to the number given- 7738299899. Your SMS should be in the following format. EPFOHO ENG (with ‘ENG’ standing for English; if you want the information in Hindi, then send “EPFOHO HIN”). Thus, you can get balance information in your preferred language. This method, too, is very simple and fast.
3. EPFO Portal Balance Check
If you want to check balance and also want to know about full information related to one PF account, then you must visit the official website of EPFO. Here you are allowed to see your passbook, which would, of course, contain information on opening balance, company’s and employee’s contribution plus interest received. In order to check it, follow the steps mentioned below:
- Open the EPFO website.
- Navigate to Employees.
- Choose the Member Passbook option.
- Log in with details like your UAN and password.
- Further, you are allowed to see your passbook.
4. Check balance from Umang app
Umang app is a great government-assisted app providing you with details regarding your PF account, filing PF claims, and tracking the status of the claim. After downloading, you need to register yourself with your mobile number, and henceforth, checking your PF balance and getting information about PF claims are going to be a stroll in the park for you. This app is an absolute treat, providing you with varied functionalities all in one.
Why Is It Important To Check PF Balance?
This means your PF is an integral aspect of your long-term savings, and so tracking it aptly is important. If there is a unitbalance discrepancy or your company is not depositing the amount on time, you may be equipped to catch the error early. Again, frequent checking ensures that your money is being put in the right place.
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